Digital banking firm ebankIT has joined forces with financial software company Alogent in a strategic partnership announced on November 19, 2025. This move integrates ebankIT’s omnichannel platform with Alogent’s remote deposit capture and payment processing tools to help banks and credit unions offer smoother, safer digital experiences.
What the Partnership Means for Banks
Financial institutions face growing pressure to modernize amid rising customer demands for seamless online services. The ebankIT and Alogent tie-up addresses this by blending advanced tech that speeds up deposits and cuts fraud risks.
This collaboration comes at a time when digital banking adoption has surged. Industry reports show that over 70 percent of consumers now prefer mobile apps for everyday transactions, up from 50 percent just five years ago. By combining forces, the two companies aim to give smaller banks and credit unions tools that rival those of big players.
Experts point out that such integrations can reduce processing times by up to 40 percent. This efficiency boost helps institutions handle higher volumes without extra staff.
Key Features of the Integrated Solution
The partnership focuses on merging ebankIT’s user-friendly interface with Alogent’s strong back-end systems. Users get a single platform for everything from mobile check deposits to real-time payments.
Here are some standout benefits:
- Faster deposit automation that spots fraud early.
- Omnichannel support, letting customers switch between app, web, and in-branch services without hassle.
- AI-driven insights for personalized financial advice.
One major highlight is the remote deposit capture technology. It allows customers to snap photos of checks and deposit them instantly, a feature that has grown popular since remote work became common.
In terms of security, the system includes built-in fraud detection that analyzes patterns and flags suspicious activity. This is crucial as cyber threats in banking rose by 25 percent in 2025 alone.
Banks using this setup can expect shorter setup times, often under three months, compared to the industry average of six.
Company Backgrounds and Recent Moves
ebankIT, based in Porto, Portugal, started in 2014 and has built a reputation for innovative digital platforms. The company has won awards for its tech demos and serves clients worldwide, focusing on personalized banking experiences.
Alogent, headquartered in Peachtree Corners, Georgia, specializes in payment processing and content management. It works with institutions of all sizes, from global banks to local credit unions.
Recently, Alogent inked deals with several U.S. firms, including a lending accelerator and two credit unions with combined assets over $600 million. These steps show its push into community banking.
ebankIT has also expanded, integrating AI tools for tasks like fraud detection and automated payments. Both firms emphasize compliance with regulations, ensuring their solutions meet strict standards.
| Company | Founded | Headquarters | Key Focus Areas |
|---|---|---|---|
| ebankIT | 2014 | Porto, Portugal | Omnichannel digital banking, AI integration |
| Alogent | Not specified | Peachtree Corners, Georgia | Remote deposit capture, fraud mitigation, payment processing |
Why This Matters in Today’s Banking World
The timing of this partnership aligns with broader trends in fintech. As interest rates fluctuate and economic uncertainty lingers in 2025, banks seek ways to cut costs and retain customers.
Digital transformation has accelerated since the global health crisis, with investments in banking tech hitting record highs. Analysts predict the remote deposit capture market will reach $847 million by 2033, growing at 4.7 percent annually.
This deal helps smaller institutions compete by offering features like instant deposits and personalized tools. It also responds to customer feedback, where surveys show 80 percent value security over speed.
Leaders from both companies stressed the fit. One executive noted how the integration creates intuitive interfaces that keep users engaged.
Potential Impact on Customers and the Industry
For everyday users, this means easier banking on the go. Imagine depositing a check from your phone while getting fraud alerts in real time.
Industry watchers see this as part of a wave of partnerships driving innovation. Similar tie-ups in 2025 have led to better customer satisfaction scores, with some banks reporting 15 percent higher retention.
However, challenges remain, like ensuring data privacy amid new regulations. The partnership includes measures to address these, such as encrypted processing.
Overall, this could set a new standard for how banks blend digital and payment tech.
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