Finzly, a key player in payment solutions for banks, has teamed up with Q2 to boost digital banking options. This fresh integration, revealed on August 19, 2025, lets financial institutions offer smooth payment services right inside Q2’s platform, meeting the rising need for quick and safe transactions.
The move comes as banks face pressure to match fintech speed and ease. By blending Finzly’s tools with Q2’s setup, users get real-time tracking and global payment choices without switching apps.
What the Integration Means for Banks
Financial institutions can now tap into Finzly’s rail-agnostic system. This supports major networks like FedNow, RTP, Fedwire, ACH, and SWIFT. Banks gain a edge by adding these without big tech changes.
This setup helps banks draw in more customers who want fast payments. For example, businesses can handle cross-border deals with better foreign exchange rates and built-in fraud checks. It also opens doors to new income from premium services.
Experts say such partnerships are key as digital payments grow. A recent report shows instant payments could hit $18 trillion by 2028, pushing banks to upgrade fast.
Key Features of the Partnership
The integration uses Q2’s Partner Accelerator Program. This lets third-party tech plug in easily, speeding up rollout for banks.
Finzly brings real-time visibility to payments. Users track everything from start to finish, cutting down on errors and delays.
Here are some standout features:
- Instant domestic and global transfers
- Competitive FX rates for cross-border moves
- Automatic compliance and fraud monitoring
- Support for stablecoins and tokenized deposits soon
This blend aims to make banking feel modern and simple.
How It Fits into Broader Trends
Q2 has been busy with similar deals lately. In July 2025, it linked up with Greenlight for family banking tools. Earlier, Pinwheel joined in April for easier account setup.
These steps show a push toward open banking. Finzly’s CEO, Booshan Rengachari, noted that banks must keep up with fintech demands for speed and clarity.
The timing aligns with Fedwire’s shift to ISO 20022 standards. Finzly clients are already set for this, giving them a head start.
| Payment Rail | Supported by Finzly | Key Benefit |
|---|---|---|
| FedNow | Yes | Instant U.S. transfers |
| RTP | Yes | Real-time processing |
| Fedwire | Yes | Secure wire services |
| ACH | Yes | Batch payments |
| SWIFT | Yes | Global reach |
This table highlights how Finzly covers all bases for diverse needs.
A recent study found banks using integrated platforms see 48% higher loan growth and 27% more revenue per worker.
Background on Finzly and Q2
Finzly started in 2012 and focuses on modern payment infrastructure. It has won awards for its BankOS platform, which connects to all big U.S. rails.
Q2, founded in 2004, serves over 450 banks and credit unions. Its digital tools drive better growth, with users reporting 54% more deposits.
Both companies shone at fintech events in 2020, winning top honors for innovation.
Looking Ahead in Digital Banking
This partnership could spark more growth in payment tech. With stablecoins expected to reach a $2 trillion market by 2028, Finzly plans to add support soon.
Banks that adopt now stand to gain loyal customers. The focus on seamless experiences matches what users want today.
As the field evolves, watch for more tie-ups like this to reshape banking.
What do you think about this integration? Share your views in the comments and spread the word to fellow finance fans.
